PM Loan Scheme 2026 Online Apply, Last Date, Eligibility & Status Check details are available here on pmybals.pmyp.gov.pk. The Prime Minister Youth Loan Program (PMYP) invites online applications for the Prime Minister Youth Business & Agriculture Loan Scheme (PMYB&ALS) 2026, launched by the Government of Pakistan to promote youth entrepreneurship, self-employment, and economic growth.
This flagship initiative provides PM interest-free and subsidized loans to young entrepreneurs, freelancers, and small business owners across Pakistan under the vision of Prime Minister Shehbaz Sharif.
PM Youth Loan Scheme 2026 Online Apply, Last Date, Eligibility & Status Check
PM Youth Loan Scheme 2026 online applications have started from mid-January 2026. Eligible applicants can apply online, check eligibility, and track their application status at pmybals.pmyp.gov.pk. The last date to submit applications is 15 February 2026.
PM Youth Loan Scheme 2026
| Title | PM Youth Loan 2026 Application Form |
|---|---|
| Program | Prime Minister Youth Business & Agriculture Loan Scheme |
| Organization | Government of Pakistan |
| Loan Amount | PKR 0.5 Million to PKR 7.5 Million |
| Loan Tenure | Up to 8 Years |
| Grace Period | 1 Year |
| Markup | 0% – 8% (Subsidized) |
| Apply Mode | Online |
| Official Website | pmybals.pmyp.gov.pk |
| Coverage | All Pakistan |
| Year | 2026 |
Prime Minister Youth Loan Scheme 2026 Online Apply
Eligible applicants can apply online through the official PMYP portal:
👉 Online Application Portal:
https://pmybals.pmyp.gov.pk/bankform/newapplicantform
Applications submitted through the Prime Minister Youth Program portal are given priority.
PM Youth Loan Scheme 2026 Last Date
📅 Expected Last Date to Apply:
January to February 2026
(Exact deadline will be announced officially on PMYP website)
Applicants are advised to apply early to avoid system congestion.
Eligibility Criteria Prime Minister Youth Loan Scheme
To apply for the Prime Minister Youth Loan Scheme 2026, applicants must meet the following criteria:
- Nationality: Pakistani
- Age Limit:
- 21 to 45 years
- Age relaxation for IT, Freelancing & E-Commerce businesses
- Business Type: New or existing business / agriculture venture
- Debt to Equity Ratio: 90 : 10
- Loan Tenure: Up to 8 years (1-year grace period)
PM Loan Features & Quotas
- Subsidized markup rate of up to 8% per annum
- Loans for 100,000+ beneficiaries
- 50% quota for women
- 5% quota for:
- Families of Shaheeds
- Widows
- Disabled persons
- Coverage across:
- Punjab
- Sindh
- Khyber Pakhtunkhwa
- Balochistan
- Gilgit Baltistan
- Azad Jammu & Kashmir
- Former FATA
Participating Banks (PM Youth Loan 2026)
Applications are processed through designated banks including:
- National Bank of Pakistan (NBP)
- First Women Bank Ltd. (FWBL)
- Bank of Punjab (BOP)
- Bank of Khyber (BOK)
Required Documents PM Youth Loan Scheme 2026
Applicants may need to upload or submit:
- CNIC
- Business Plan
- Balance Sheet
- Cash Flow Statement
- Income Statement
- Loan Repayment Plan
- Educational / Experience Documents (if applicable)
Prime Minister Youth Loan Status Check 2026
Applicants can track application status online using:
- Date of Birth
- Registered Email
- Mobile Number
👉 Check Status:
https://pmybals.pmyp.gov.pk
PM Youth Loan Calculator 2026
Applicants can calculate estimated installments and loan feasibility through the online loan calculator available on the PMYP portal.
How to Apply For Prime Minister Youth Loan 2026
(Step-by-Step)
- Visit pmybals.pmyp.gov.pk
- Click Online Registration Form
- Create account & login
- Fill application form carefully
- Upload required documents
- Submit application
- Track status online
- Visit designated bank if required
- Await approval & disbursement
Prime Minister Youth Loan Program Additional Support
The Ministry of Industries & Production (MoIP) supports the scheme by:
- Providing pre-feasibility reports
- Conducting seminars, workshops & trainings
- Promoting entrepreneurship through awareness campaigns
PM Youth Loan Scheme 2026 Links
- Online Registration: Click Here
- Check Eligibility: Click Here
- Edit Application: Click Here
- Check Application Status: Click Here
- Instructions (English): Click Here
- اردو ہدایت نامہ: Click Here
(All links available on official PMYP portal)
PM Youth Loan Scheme 2026
- Easy online application
- Interest-free / low markup loans
- Long repayment period
- Nationwide coverage
- Special quota for women & vulnerable groups
- Government-backed transparency
Prime Minister Youth Business Loan 2026
The Prime Minister Youth Business & Agriculture Loan Scheme 2026 is one of Pakistan’s most impactful initiatives for youth empowerment, entrepreneurship, and self-reliance. If you have a solid business idea or agricultural plan, this scheme provides the financial support you need to turn your vision into reality.
📢 Apply online today and become a part of Pakistan’s entrepreneurial future.
